Buyers

Thank you for taking the time to visit my site. I take pride in providing the latest insight to the ever evolving real estate market and trends..

Want A Mortgage

Want a Mortgage? Is Your FICO Credit
Score 780?

Want a mortgage? The real question you should be asking yourself is how high is your FICO credit score.

CoreLogic released its U.S. Housing and Mortgage Trends report this week, providing fresh data on housing sales, valuation, negative equity and foreclosure activity and trends. According to the report, 2010 home sales declined to the lowest level since the collapse in the housing market. Home prices dropped, too, those declines being driven by huge supply/demand imbalances and the rising impact of distressed sales.

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What Home Buyers Need to Know

What New Home Buyers Need to Know
REAL ESTATE, US, MORTGAGE, HOME, LOAN, RATES, CREDIT SCORE, BROKER, HOUSE, FINANCE.

So you’ve decided to buy a house, but you’re not sure if your finances are quite up to speed. Even if you hope to buy six months from now, there are numerous improvements and adjustments to be made in the interim, prior to taking on a mortgage. First-time home buying is well documented as an arduous process, and much of that can be attributed to the sheer number of new and unexpected issues.

Therefore, the more you know, the better you’re likely to fare. Here, briefly, are some aspects buyers should consider when shoring up finances to buy a house.
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Perfect Credit Score

In Search of the Perfect Credit Score

CREDIT, CREDIT SCORE, FICA, DEBT, CREDIT CARD, FRAUD, FINANCIAL, FINANCIAL ADVISER, PERSONAL FINANCE, RISK, RETIREMENT, MORTGAGE, LOAN, RATE.

In the enigmatic realm of credit scores, 850 is the magic number—the almost mythical perfect score. But how possible is it really to achieve a perfect score, and is it worth the effort? MyFICO.com reports that only 13% percent of consumers have achieved scores over 800.

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